Buy Now, Pay Later – Easy Payment Options
Get the Mac You Want Now. Pay Over Time.
At eXpressMac, we make owning a Certified Pre-Owned MacBook easier than ever. With our trusted Buy Now, Pay Later partners, you can split your purchase into manageable payments — no credit cards, no hidden fees, and no stress.

Mobicred – Revolving Online Credit Facility
- Apply online for a Mobicred account.
- Once approved, simply select Mobicred at checkout.
- Your purchase is processed immediately, and you repay in flexible monthly installments, with interest.
- You can reuse your credit facility for future purchases.
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Mobicred
Best for:
- Buyers wanting a credit-based solution with a flexible repayment plan.
- Customers who prefer ongoing access to credit for repeat tech purchases.
Apply for Mobicred or select Mobicred at checkout.

Float – Interest-Free Card-Based Payments
- Use your existing Visa or Mastercard credit card.
- Split your purchase into up to 4 interest-free monthly payments.
- No credit application required – approval happens during checkout.
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Float
- Credit card holders who want instant payment flexibility.
- Shoppers looking to keep their cashflow intact, with zero interest.
Choose Float at checkout

Happy Pay – Flexible Debit Order Payments
- Sign up quickly with your South African ID and bank account.
- Split your purchase into 2 payments, deducted via debit order.
- No credit card needed and no interest charged.
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HappyPay
Best for:
- Customers without credit cards.
- Buyers wanting simple, flexible repayments from their bank account.
Visit Happy Pay to pre-qualify or select Happy Pay at checkout.

ZeroPay – Zero Interest, Zero Hassle
- Register with your ID, email, and debit/credit card.
- Pay in 3 interest-free instalments.
- The first payment is deducted immediately, the next two monthly.
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ZeroPay
- A clean, no-fuss BNPL experience.
- Anyone looking for a quick application with no hidden costs.
Learn more or choose ZeroPay at checkout.

Payflex
First payment is made upfront. The balance is split over the next 2 paydays. Interest free.
Pay in 4:First payment is made upfront. The balance is split into 3 installments debited every 2 weeks. Interest free.
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Payflex
- Fast, interest-free payments over a short period.
- Shoppers who want a quick, low-commitment way to spread payments.
Choose Payflex at checkout or sign up at payflex.co.za.
Which Option Should You Choose?
Your Need | Best Option |
Flexible credit facility & long-term terms | Mobicred |
Use existing credit card interest-free | Float |
Use debit orders, no credit card needed | Happy Pay |
Fast approval, short-term split payments | Payflex |
Easy 3-part payments, no complications | ZeroPay |
No Hidden Fees. No Credit Risk. No Delays.
All our BNPL partners are trusted, transparent, and secure. Your order ships immediately once approved, and you get the Mac you need — while paying over time.
📞 Need Help?
We’ll help you choose the best option for your needs.
📧 Email: acounts@expressmac.co.za
📞 Phone: +27 74 715 9813
💬 Or chat with us live on our site
Disclaimer:
eXpressMac (Pty) Ltd is not a registered credit provider as defined by the National Credit Act and does not offer credit directly. All Buy Now, Pay Later (BNPL) options are facilitated through independent third-party providers such as Float, Happy Pay, Payflex, and ZeroPay.
Approval for BNPL services is subject to each provider’s own credit assessment, internal policies, and terms. eXpressMac cannot guarantee approval and has no influence over the outcome of any credit or affordability checks.
The information on this page is provided for general reference purposes only and does not constitute financial advice. While we take reasonable care to ensure the accuracy and timeliness of all information, BNPL provider terms, eligibility requirements, and product details may change without notice, and we cannot be held liable for any inaccuracies, outdated information, or decisions made based on this content.
For the most accurate and up-to-date information, please refer directly to the terms and conditions provided by each respective payment partner